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In this section of our site you'll find the bank financial and economic results.
Balances and press releases may be downloaded in pdf format.
It is also presented a summary chart with profitability, commerical indicators, employees and branches figures over the last years.

Key Figures
MAIN INDICATORS 2009 2008
Market Share 6.20% 5.50%
Employees 688 684
Branches 56 57
ROE (Return on Equity) 2,22% 10,06%
Efficiency Ratio 36,90% 32,40%
Tier I Ratio 5,47% 4,49%
Share Capital (€/000) 217.000 172.000
     
PROFIT AND LOSS ACCOUNT (€/mio) 2009 2008
Net Interest Margin 135,6 83,7
Contribution Margin 237 172,2
Net Result of Financial Management 149,5 116,4
Income Before Taxes 22 44,46
Net Income 6 20,8

 

Annual Reports

2008 (233KB)
2007 (822KB)
2006 (295KB)
2005 (247KB)
2004 (1.61MB)
2003 (1.11MB)
2002 (961KB)

Press Releases

 2005 Financial Statement
 approved (71KB)

2004 Results (35KB)
3rd quarter 2004 (49KB)
1st half 2004 (110KB)
2005 First Half (52KB)


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